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You May Still Qualify for First-Time Home Buyer Perks!
Dated: October 25 2024
Views: 87
You may still count as a first time home buyer even if you owned before. See who qualifies, and what programs may offer.
Did you know that you might still qualify for first-time home buyer benefits, even if you or your spouse have owned a home before? Many programs have flexible definitions of “first-time” buyers, and you could be eligible for perks like lower down payments, special loan rates, and assistance programs. Let’s explore what this could mean for you!
Who Qualifies as a First-Time Home Buyer?
A first-time home buyer isn’t just someone who has never owned a home. You may qualify as a first-time buyer if:
- You haven’t owned a primary residence in the last three years.
- You’ve only owned property that wasn’t permanently affixed to a foundation.
- You are a single parent or displaced homemaker who only owned a home with a former spouse while married.
These qualifications can vary by program, so it’s worth exploring your options even if you think you might not qualify.
Benefits of First-Time Home Buyer Programs
As a first-time home buyer, you could access:
- Lower Down Payment Options: Some loans allow as little as 3% or 3.5% down, and VA and USDA loans can allow 0% down for eligible buyers.
- Reduced Interest Rates: Some first-time buyer programs come with competitive interest rates, which can save you money over the life of your loan.
- Down Payment Assistance: Many local and state programs provide grants or low-interest loans to help cover down payments and closing costs.
How to Find Out if You Qualify
If you’re unsure whether you qualify for first-time home buyer perks, I can help you explore your options. I work with trusted lenders who can review your situation and guide you to the programs that fit your needs.
Ready to find out if you can take advantage of these benefits? Contact me today, and let’s see how I can help you on your journey to homeownership!
Visit SoutheastGaRealEstate.com or call me at 912-420-1663 to learn more about your options and start your path to a new home.
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Great news! You might still qualify for first-time home buyer perks—let’s find out together!
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Julie Mock, REALTOR®, GA license #430345 · Weichert, Realtors® – Webb & Associates, 95 Bel-Air Dr., Statesboro, GA 30461 · Call or text 912-420-1663 · Brokerage office 912-764-9722 · Each Weichert® franchised office is independently owned and operated. Equal Housing Opportunity.
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Home / About Julie MockAbout Julie Mock | Southeast Georgia real estateAbout Julie Mock, REALTOR®Thinking about buying or selling in Southeast Georgia? Start with someone who grew up here, an....
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